:root{--teal:#1a5c6e;--teal-light:#2a7f96;--teal-dark:#0f3a45;--amber:#e8920a;--amber-light:#fbb03b;--red:#c0392b;--green:#27ae60;--biz:#5b3a8e;--biz-light:#7c57b8;--biz-dark:#3a2460;--bg:#f4f7f8;--card:#ffffff;--text:#1c2b2e;--muted:#6b8690;--border:#d0dfe3;--radius:12px;--shadow:0 2px 12px rgba(26,92,110,0.10)}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{font-size:16px}body{font-family:'DM Sans',sans-serif;background:var(--bg);color:var(--text);min-height:100vh;padding-bottom:2rem}.app-header{background:var(--teal-dark);padding:0.7rem 1rem;position:sticky;top:0;z-index:100;display:flex;align-items:center;justify-content:space-between;gap:0.75rem;padding-top:max(0.7rem,env(safe-area-inset-top))}.brand{font-family:'Playfair Display',serif;color:#fff;font-size:1.15rem;display:flex;align-items:center;gap:0.4rem;flex-shrink:0}.brand-mark{font-size:1rem}.header-tools{display:flex;align-items:center;gap:0.35rem}.icon-btn{background:rgba(255,255,255,0.12);border:none;border-radius:50%;width:40px;height:40px;display:inline-flex;align-items:center;justify-content:center;font-size:1.05rem;color:#fff;cursor:pointer;text-decoration:none;transition:background 0.15s}.icon-btn:hover{background:rgba(255,255,255,0.25)}@media (max-width:400px){.brand-name{display:none}.brand-mark{font-size:1.35rem}}.mode-toggle{display:flex;background:rgba(255,255,255,0.12);border-radius:20px;padding:3px;gap:2px}.mode-btn{background:transparent;border:none;color:rgba(255,255,255,0.6);font-family:'DM Sans',sans-serif;font-size:0.7rem;font-weight:700;letter-spacing:0.04em;text-transform:uppercase;min-height:34px;padding:0.3rem 0.6rem;border-radius:16px;cursor:pointer;transition:all 0.2s;white-space:nowrap}.mode-btn.active{background:var(--amber);color:#fff}#mode-biz-btn.active{background:var(--biz-light)}body.biz-mode{background:#f3f0f9}body.biz-mode .app-header,body.biz-mode .bottomnav{background:var(--biz-dark)}body.biz-mode .navbtn.active{color:#c9aef0;border-top-color:#c9aef0}body.biz-mode .app-main::before{content:'Business mode';display:block;background:var(--biz);color:#fff;font-size:0.68rem;font-weight:800;letter-spacing:0.12em;text-transform:uppercase;text-align:center;padding:0.3rem}.app-main{padding-bottom:calc(4.75rem + env(safe-area-inset-bottom))}.tab-content{display:none;padding:1rem}.tab-content.active{display:block}.bottomnav{position:fixed;left:0;right:0;bottom:0;z-index:200;display:flex;background:var(--teal-dark);padding-bottom:env(safe-area-inset-bottom);box-shadow:0 -2px 16px rgba(15,58,69,0.25)}.navbtn{flex:1;min-width:0;min-height:56px;background:none;border:none;border-top:3px solid transparent;color:rgba(255,255,255,0.6);font-family:'DM Sans',sans-serif;font-size:0.6rem;font-weight:600;line-height:1.2;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:0.15rem;padding:0.4rem 0.1rem;cursor:pointer;white-space:nowrap;transition:color 0.2s,border-color 0.2s}.navbtn .navicon{font-size:1.1rem;line-height:1}.navbtn.active{color:var(--amber-light);border-top-color:var(--amber-light)}@media (max-width:340px){.navbtn{font-size:0.54rem}}.card{background:var(--card);border-radius:var(--radius);box-shadow:var(--shadow);padding:1.1rem 1rem;margin-bottom:1rem}.card-title{font-family:'Playfair Display',serif;font-size:1rem;color:var(--teal-dark);margin-bottom:0.8rem;display:flex;align-items:center;gap:0.5rem}.card-title .icon{font-size:1.1rem}.card.biz-card{border-left:4px solid var(--biz-light)}.card.biz-card .card-title{color:var(--biz-dark)}.section-divider{display:flex;align-items:center;gap:0.75rem;margin:0.5rem 0 1rem}.section-divider .divider-label{font-size:0.72rem;font-weight:800;letter-spacing:0.1em;text-transform:uppercase;white-space:nowrap;padding:0.25rem 0.75rem;border-radius:20px;flex-shrink:0}.section-divider.biz .divider-label{background:var(--biz);color:#fff}.section-divider.personal .divider-label{background:var(--teal);color:#fff}.section-divider::after{content:'';flex:1;height:1px;background:var(--border)}.flow-arrow{text-align:center;font-size:1.3rem;color:var(--muted);margin:-0.25rem 0 0.75rem;line-height:1}.flow-arrow .flow-label{font-size:0.72rem;color:var(--muted);letter-spacing:0.04em;text-transform:uppercase;display:block;margin-top:0.15rem}label{display:block;font-size:0.8rem;font-weight:600;color:var(--muted);letter-spacing:0.03em;text-transform:uppercase;margin-bottom:0.3rem;margin-top:0.8rem}label:first-of-type{margin-top:0}input[type=text],input[type=number],select{width:100%;border:1.5px solid var(--border);border-radius:8px;padding:0.65rem 0.75rem;font-family:'DM Sans',sans-serif;font-size:0.95rem;color:var(--text);background:#fff;transition:border-color 0.2s;-webkit-appearance:none;appearance:none}input:focus,select:focus{outline:none;border-color:var(--teal-light)}.input-nad{position:relative}.input-nad input{padding-left:0.75rem}.input-nad::before{content:'';display:none;position:absolute;left:0.75rem;top:50%;transform:translateY(-50%);font-size:0.75rem;font-weight:700;color:var(--muted);pointer-events:none}.toggle-row{display:flex;align-items:center;justify-content:space-between;margin-top:0.9rem;padding:0.5rem 0;border-top:1px solid var(--border)}.toggle-label{font-size:0.82rem;font-weight:500;color:var(--text);flex:1;text-transform:none;letter-spacing:0;margin:0}.toggle{position:relative;width:44px;height:26px;flex-shrink:0;margin-left:0.75rem}.toggle input{opacity:0;width:0;height:0}.toggle-slider{position:absolute;inset:0;background:var(--border);border-radius:26px;cursor:pointer;transition:background 0.2s}.toggle-slider::before{content:'';position:absolute;width:20px;height:20px;left:3px;top:3px;background:#fff;border-radius:50%;transition:transform 0.2s;box-shadow:0 1px 4px rgba(0,0,0,0.2)}.toggle input:checked + .toggle-slider{background:var(--teal-light)}.toggle input:checked + .toggle-slider::before{transform:translateX(18px)}.toggle-extra{margin-top:0.5rem}.cost-list{list-style:none;margin-bottom:0.6rem}.cost-item{display:flex;align-items:center;gap:0.5rem;margin-bottom:0.4rem}.cost-item input[type=text]{flex:2}.cost-item .input-nad{flex:1.4}.cost-item button{background:none;border:none;color:var(--red);font-size:1.1rem;cursor:pointer;padding:0.4rem;flex-shrink:0;line-height:1;border-radius:6px}.cost-item button:hover{background:#fdecea}.btn-add{background:none;border:1.5px dashed var(--teal-light);color:var(--teal-light);font-family:'DM Sans',sans-serif;font-size:0.85rem;font-weight:600;border-radius:8px;padding:0.55rem 1rem;cursor:pointer;width:100%;transition:background 0.15s}.btn-add:hover{background:#eef6f9}.bucket-card{border:1.5px solid var(--border);border-radius:var(--radius);overflow:hidden;margin-bottom:0.8rem}.bucket-header{display:flex;align-items:center;padding:0.7rem 0.85rem;background:var(--bg);gap:0.5rem}.bucket-dot{width:10px;height:10px;border-radius:50%;flex-shrink:0}.bucket-name-input{border:none;background:transparent;font-family:'DM Sans',sans-serif;font-size:0.9rem;font-weight:700;color:var(--teal-dark);flex:1;min-width:0;padding:0}.bucket-name-input:focus{outline:none;border-bottom:1.5px solid var(--teal-light)}.bucket-name-input[disabled]{color:var(--teal-dark);cursor:default}.bucket-toggle-btn{background:none;border:none;cursor:pointer;font-size:1rem;color:var(--muted);padding:0.25rem;transition:transform 0.2s}.bucket-toggle-btn.open{transform:rotate(180deg)}.bucket-body{padding:0.85rem;border-top:1.5px solid var(--border);background:#fff}.bucket-body.hidden{display:none}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:0.6rem}.bucket-card.biz-bucket .bucket-header{background:#f3eeff}.bucket-card.biz-bucket .bucket-name-input{color:var(--biz-dark)}.summary-bar{background:var(--teal);border-radius:var(--radius);padding:0.9rem 1rem;margin-bottom:1rem;display:grid;grid-template-columns:1fr 1fr;gap:0.6rem}.summary-bar.biz-summary{background:var(--biz)}.summary-item{text-align:center}.summary-item .val{font-size:1.2rem;font-weight:700;color:var(--amber-light);display:block}.summary-item .lbl{font-size:0.7rem;color:rgba(255,255,255,0.65);text-transform:uppercase;letter-spacing:0.04em}.btn-primary{background:var(--amber);color:#fff;border:none;font-family:'DM Sans',sans-serif;font-size:0.95rem;font-weight:700;border-radius:10px;padding:0.85rem 1.5rem;cursor:pointer;width:100%;letter-spacing:0.02em;transition:background 0.15s,transform 0.1s;margin-top:0.5rem}.btn-primary:hover{background:#d07e08}.btn-primary:active{transform:scale(0.98)}.btn-secondary{background:var(--bg);color:var(--teal);border:1.5px solid var(--border);font-family:'DM Sans',sans-serif;font-size:0.85rem;font-weight:600;border-radius:10px;padding:0.7rem 1rem;cursor:pointer;transition:background 0.15s}.btn-secondary:hover{background:#e4eff2}.btn-row{display:flex;gap:0.6rem;margin-top:0.8rem}.btn-row .btn-secondary{flex:1}.header-run-btn{display:none;background:var(--amber);color:#fff;border:none;font-family:'DM Sans',sans-serif;font-size:0.75rem;font-weight:700;border-radius:8px;padding:0.35rem 0.75rem;cursor:pointer;letter-spacing:0.03em;white-space:nowrap;transition:background 0.15s;flex-shrink:0}.header-run-btn:hover{background:#d07e08}.header-run-btn.visible{display:inline-flex;align-items:center;gap:0.3rem}.sim-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;max-height:70vh;overflow-y:auto}table{border-collapse:collapse;table-layout:fixed;width:auto;font-size:0.72rem}thead th{background:var(--teal-dark);color:rgba(255,255,255,0.85);padding:0.4rem 0.2rem;text-align:right;font-weight:700;font-size:0.65rem;letter-spacing:0.01em;position:sticky;top:0;z-index:2;white-space:nowrap;width:4.8rem;overflow:hidden}thead th:first-child{text-align:center;width:1.4rem;padding:0.4rem 0.15rem}.income-list{list-style:none;margin-bottom:0.6rem}.income-item{display:flex;align-items:center;gap:0.5rem;margin-bottom:0.4rem}.income-item input[type=text]{flex:2}.income-item .input-nad{flex:1.4}.income-item .income-tag{font-size:0.65rem;font-weight:800;letter-spacing:0.05em;text-transform:uppercase;padding:0.15rem 0.4rem;border-radius:4px;white-space:nowrap;flex-shrink:0}.income-item .income-tag.biz-tag{background:var(--biz);color:#fff}.income-item .income-tag.personal-tag{background:var(--teal);color:#fff}.income-item button{background:none;border:none;color:var(--red);font-size:1.1rem;cursor:pointer;padding:0.4rem;flex-shrink:0;line-height:1;border-radius:6px}.income-item button:hover{background:#fdecea}.income-item button[disabled]{opacity:0.25;cursor:default}.income-item button[disabled]:hover{background:none}tbody td{padding:0.3rem 0.2rem;text-align:right;border-bottom:1px solid var(--border);white-space:nowrap;width:4.8rem;overflow:hidden;font-size:0.72rem;font-variant-numeric:tabular-nums}tbody td:first-child{text-align:center;font-weight:700;color:var(--muted);width:1.4rem;padding:0.3rem 0.15rem}td.positive{color:var(--green);font-weight:600}td.negative{color:var(--red);font-weight:600}td.zero{color:var(--border)}.chart-wrap{position:relative;width:100%;height:300px;margin-bottom:0.5rem}.milestone-list{list-style:none}.milestone-item{display:flex;align-items:flex-start;gap:0.75rem;padding:0.6rem 0;border-bottom:1px solid var(--border);font-size:0.85rem}.milestone-item:last-child{border-bottom:none}.milestone-month{background:var(--teal);color:#fff;border-radius:6px;padding:0.2rem 0.45rem;font-size:0.72rem;font-weight:700;flex-shrink:0;min-width:2.8rem;text-align:center}.milestone-text{color:var(--text);line-height:1.4}textarea.json-box{width:100%;height:130px;font-family:monospace;font-size:0.72rem;border:1.5px solid var(--border);border-radius:8px;padding:0.65rem;resize:vertical;color:var(--muted)}.msg{font-size:0.8rem;color:var(--green);margin-top:0.4rem;min-height:1.2rem}.msg.err{color:var(--red)}.pill-group{display:flex;flex-wrap:wrap;gap:0.4rem;margin-top:0.3rem}.pill{border:1.5px solid var(--border);background:#fff;color:var(--muted);font-family:'DM Sans',sans-serif;font-size:0.8rem;font-weight:600;border-radius:20px;padding:0.3rem 0.75rem;cursor:pointer;transition:all 0.15s;-webkit-tap-highlight-color:transparent}.pill.selected{background:var(--teal);border-color:var(--teal);color:#fff}.section-gap{height:0.4rem}.text-muted{color:var(--muted);font-size:0.82rem}.badge{display:inline-block;background:var(--teal-light);color:#fff;font-size:0.68rem;font-weight:700;border-radius:4px;padding:0.1rem 0.4rem;letter-spacing:0.04em;text-transform:uppercase}.badge.biz-badge{background:var(--biz-light)}.inactive-bucket{opacity:0.45}.bucket-activate-btn{background:none;border:1.5px dashed var(--teal-light);color:var(--teal-light);font-family:'DM Sans',sans-serif;font-size:0.82rem;font-weight:600;border-radius:8px;padding:0.5rem 0.75rem;cursor:pointer;transition:background 0.15s;width:100%}.bucket-activate-btn:hover{background:#eef6f9}.explain-section h2{font-family:'Playfair Display',serif;font-size:1.2rem;color:var(--teal-dark);margin-bottom:0.7rem;line-height:1.3}.explain-section h3{font-size:0.95rem;font-weight:700;color:var(--teal-dark);margin-top:1rem;margin-bottom:0.35rem}.explain-section p{font-size:0.9rem;line-height:1.55;color:var(--text);margin-bottom:0.5rem}.explain-section p:last-child{margin-bottom:0}.rule-box{background:#fff8ec;border-left:4px solid var(--amber);border-radius:0 var(--radius) var(--radius) 0;padding:0.85rem 0.9rem;margin:0.9rem 0;font-size:0.87rem;line-height:1.55;color:var(--text)}.explain-section .story-box{background:#f0f7fa;border-radius:var(--radius);padding:0.9rem;margin:0.7rem 0}.explain-section .story-box .story-title{font-size:0.82rem;font-weight:700;color:var(--teal-light);text-transform:uppercase;letter-spacing:0.05em;margin-bottom:0.4rem}.explain-section .story-box p{font-size:0.87rem;margin-bottom:0.4rem}.explain-section .story-box p:last-child{margin-bottom:0}.explain-divider{text-align:center;color:var(--border);font-size:1.2rem;margin:1.2rem 0;letter-spacing:0.3em}.closing-line{text-align:center;font-family:'Playfair Display',serif;font-size:1.05rem;color:var(--teal-dark);padding:1rem;border-top:1px solid var(--border);margin-top:0.5rem}.biz-box{background:#f3eeff;border-left:4px solid var(--biz-light);border-radius:0 var(--radius) var(--radius) 0;padding:0.85rem 0.9rem;margin:0.9rem 0;font-size:0.87rem;line-height:1.55;color:var(--text)}.share-bar{margin:1.5rem 0 0.5rem;text-align:center}.btn-share{display:inline-flex;align-items:center;gap:0.5rem;background:var(--teal-dark);color:#fff;border:none;font-family:'DM Sans',sans-serif;font-size:0.88rem;font-weight:600;border-radius:10px;padding:0.75rem 1.4rem;cursor:pointer;text-decoration:none;transition:background 0.15s}.btn-share:hover{background:var(--teal)}.share-msg{font-size:0.78rem;color:var(--muted);margin-top:0.4rem}.scenario-bar{display:flex;gap:0.4rem;margin-top:0.5rem}.scenario-btn{flex:1;background:#fff;border:1.5px solid var(--border);color:var(--muted);font-family:'DM Sans',sans-serif;font-size:0.78rem;font-weight:700;border-radius:8px;padding:0.5rem 0.25rem;cursor:pointer;text-align:center;transition:all 0.15s}.scenario-btn.active{background:var(--biz);border-color:var(--biz);color:#fff}.info-chip{display:inline-block;background:#eef6f9;color:var(--teal);font-size:0.72rem;font-weight:700;border-radius:6px;padding:0.15rem 0.5rem;margin-left:0.3rem;vertical-align:middle}.gate{display:none;padding:2.5rem 0.5rem;text-align:center}.gate.show{display:block}.gate-icon{font-size:2.5rem;margin-bottom:0.75rem}.gate h2{font-family:'Playfair Display',serif;font-size:1.2rem;color:var(--teal-dark);line-height:1.35;margin-bottom:0.5rem}.gate p{font-size:0.9rem;color:var(--muted);line-height:1.6;max-width:300px;margin:0 auto 1.5rem}.gate .btn-app{max-width:320px;margin:0 auto}.modal-overlay{display:none;position:fixed;inset:0;background:rgba(15,58,69,0.72);z-index:500;align-items:center;justify-content:center;padding:1rem}.modal-overlay.open{display:flex}.modal-box{background:#fff;border-radius:16px;padding:1.5rem;width:100%;max-width:380px;box-shadow:0 8px 40px rgba(15,58,69,0.3);animation:modalIn 0.25s ease;position:relative}@keyframes modalIn{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}.modal-title{font-family:'Playfair Display',serif;font-size:1.3rem;color:var(--teal-dark);margin-bottom:0.25rem}.modal-subtitle{font-size:0.82rem;color:var(--muted);margin-bottom:1.2rem;line-height:1.5}.modal-tabs{display:flex;border-bottom:2px solid var(--border);margin-bottom:1.2rem}.modal-tab-btn{flex:1;background:none;border:none;font-family:'DM Sans',sans-serif;font-size:0.88rem;font-weight:700;color:var(--muted);padding:0.5rem;cursor:pointer;border-bottom:3px solid transparent;margin-bottom:-2px;transition:color 0.2s,border-color 0.2s}.modal-tab-btn.active{color:var(--teal);border-bottom-color:var(--teal)}.modal-form{display:none}.modal-form.active{display:block}.modal-form label{display:block;font-size:0.75rem;font-weight:700;color:var(--muted);letter-spacing:0.04em;text-transform:uppercase;margin-bottom:0.3rem;margin-top:0.85rem}.modal-form label:first-of-type{margin-top:0}.modal-form input,.modal-form select{width:100%;border:1.5px solid var(--border);border-radius:8px;padding:0.65rem 0.75rem;font-family:'DM Sans',sans-serif;font-size:0.95rem;color:var(--text);background:#fff;transition:border-color 0.2s;-webkit-appearance:none;appearance:none}.modal-form input:focus,.modal-form select:focus{outline:none;border-color:var(--teal-light)}.modal-two-col{display:grid;grid-template-columns:1fr 1fr;gap:0.6rem}.btn-modal-primary{width:100%;background:var(--teal);color:#fff;border:none;font-family:'DM Sans',sans-serif;font-size:0.95rem;font-weight:700;border-radius:10px;padding:0.85rem;cursor:pointer;margin-top:1.2rem;transition:background 0.15s}.btn-modal-primary:hover{background:var(--teal-light)}.btn-modal-primary:disabled{opacity:0.5;cursor:default}.btn-modal-close{position:absolute;top:1rem;right:1rem;background:none;border:none;font-size:1.4rem;color:var(--muted);cursor:pointer;line-height:1}.modal-msg{margin-top:0.75rem;padding:0.65rem 0.85rem;border-radius:8px;font-size:0.82rem;line-height:1.5;display:none}.modal-msg.show{display:block}.modal-msg.ok{background:#edfaf3;color:#1a5c35;border-left:3px solid var(--green)}.modal-msg.err{background:#fdf0ef;color:#7a1f1f;border-left:3px solid var(--red)}.modal-disclaimer{font-size:0.72rem;color:var(--muted);line-height:1.5;margin-top:1rem;padding-top:0.75rem;border-top:1px solid var(--border)}.setup-view-toggle{display:flex;background:#e5edf0;border-radius:50px;padding:3px;margin-bottom:1rem}.setup-view-btn{flex:1;background:none;border:none;font-family:'DM Sans',sans-serif;font-size:0.85rem;font-weight:700;color:var(--muted);padding:0.55rem 0.5rem;border-radius:50px;cursor:pointer;transition:background 0.15s,color 0.15s}.setup-view-btn.active{background:var(--teal);color:#fff}#setupContent.flow-active>:not(#setup-view-toggle):not(#flow-view){display:none !important}.fv-nav{display:flex;align-items:center;gap:0.6rem;background:var(--card);border-radius:var(--radius);box-shadow:var(--shadow);padding:0.7rem 0.8rem;margin-bottom:0.6rem}.fv-nav-btn{width:44px;height:44px;flex-shrink:0;border-radius:50%;border:1.5px solid var(--border);background:#fff;font-size:1.3rem;font-weight:700;color:var(--teal);cursor:pointer;line-height:1}.fv-nav-btn:disabled{opacity:0.3;cursor:default}.fv-nav-center{flex:1;text-align:center;min-width:0}.fv-month-label{font-family:'Playfair Display',serif;font-size:1.1rem;font-weight:700;color:var(--teal-dark)}.fv-month-count{font-size:0.72rem;font-weight:700;color:var(--muted);letter-spacing:0.05em;margin-top:0.1rem}.fv-progress{height:4px;background:var(--border);border-radius:2px;margin-top:0.4rem;overflow:hidden}.fv-progress>div{height:100%;width:100%;background:var(--amber);border-radius:2px;transform-origin:left;transition:transform 0.2s}.fv-chips{display:flex;gap:0.4rem;overflow-x:auto;padding-bottom:0.3rem;margin-bottom:0.8rem;-webkit-overflow-scrolling:touch}.fv-chip{flex-shrink:0;background:#fff;border:1.5px solid var(--border);border-radius:50px;font-family:'DM Sans',sans-serif;font-size:0.72rem;font-weight:700;color:var(--teal);padding:0.35rem 0.75rem;cursor:pointer;white-space:nowrap}.fv-chip.active{background:var(--teal);border-color:var(--teal);color:#fff}.fv-tile{background:var(--card);border:1.5px solid var(--border);border-radius:var(--radius);padding:0.75rem 0.85rem;cursor:pointer;position:relative}.fv-tile-head{display:flex;align-items:center;gap:0.5rem}.fv-tile-icon{font-size:1.15rem;flex-shrink:0}.fv-tile-name{flex:1;font-size:0.88rem;font-weight:700;color:var(--teal-dark);min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.fv-tile-amt{font-size:0.9rem;font-weight:800;color:var(--teal);white-space:nowrap;font-variant-numeric:tabular-nums}.fv-tile-amt.neg{color:var(--red)}.fv-tile-amt.zero{color:var(--muted);font-weight:600}.fv-gear{flex-shrink:0;width:30px;height:30px;border-radius:50%;border:1.5px solid var(--border);background:var(--bg);font-size:0.85rem;cursor:pointer;line-height:1}.fv-tile-sub{font-size:0.72rem;color:var(--muted);margin-top:0.35rem;line-height:1.45}.fv-bar{height:6px;background:var(--bg);border:1px solid var(--border);border-radius:3px;margin-top:0.4rem;overflow:hidden}.fv-bar>div{height:100%;width:100%;border-radius:3px;transform-origin:left;transition:transform 0.2s}.fv-full-badge{color:var(--green);font-weight:700}.fv-withdraw{color:var(--amber);font-weight:700}.fv-supporter{color:var(--teal-light);font-weight:700}.fv-tile.debt-cleared{border-color:var(--green)}.fv-tile.debt-active{border-color:#e8b4ad}.fv-arrow{text-align:center;padding:0.15rem 0;color:var(--teal-light);font-size:1rem;line-height:1.2}.fv-arrow-amt{display:block;font-size:0.72rem;font-weight:700;color:var(--muted);font-variant-numeric:tabular-nums}.fv-biz-note{background:#f3eeff;border-radius:var(--radius);padding:0.65rem 0.85rem;font-size:0.78rem;color:var(--biz-dark);line-height:1.5;margin-bottom:0.8rem}.fv-tile.biz{border-color:#d9cbef}.fv-tile.biz .fv-tile-name{color:var(--biz-dark)}.fv-tile.biz .fv-tile-amt{color:var(--biz-light)}.fv-tile.biz .fv-tile-amt.neg{color:var(--red)}.fv-tile.biz .fv-tile-amt.zero{color:var(--muted)}.fv-section-label{display:flex;align-items:center;gap:0.6rem;font-size:0.72rem;font-weight:800;letter-spacing:0.08em;text-transform:uppercase;color:var(--muted);margin:0.9rem 0 0.6rem}.fv-section-label::before,.fv-section-label::after{content:'';flex:1;height:1.5px;background:var(--border)}.fv-section-label.biz{color:var(--biz-light)}.fv-bridge{background:#f3eeff;border:1.5px dashed var(--biz-light);border-radius:var(--radius);padding:0.6rem 0.85rem;margin:0.15rem 0;text-align:center;font-size:0.78rem;font-weight:700;color:var(--biz-dark);line-height:1.5}.flow-modal-box{max-width:440px;max-height:88vh;overflow-y:auto}#flow-modal-body .bucket-card,#flow-modal-body .card{margin-bottom:0}.header-auth-area{display:flex;align-items:center;gap:0.4rem;flex-shrink:0}.btn-auth{background:var(--amber);color:#fff;border:none;font-family:'DM Sans',sans-serif;font-size:0.8rem;font-weight:700;padding:0.5rem 0.9rem;border-radius:20px;cursor:pointer;white-space:nowrap;transition:background 0.2s;text-decoration:none}.btn-auth:hover{background:var(--amber-light)}.header-user-label{font-size:0.85rem;color:var(--amber-light);font-weight:700;max-width:140px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;text-decoration:none;padding:0.4rem 0}.btn-app{display:flex;align-items:center;justify-content:center;background:var(--amber);color:#fff;font-family:'DM Sans',sans-serif;font-weight:700;font-size:1rem;min-height:52px;padding:0.9rem 1.5rem;border-radius:50px;border:none;cursor:pointer;width:100%;text-decoration:none;text-align:center;transition:background 0.2s}.btn-app:hover{background:var(--amber-light)}.btn-ghost{display:block;width:100%;background:none;border:none;color:var(--muted);font-family:'DM Sans',sans-serif;font-size:0.85rem;font-weight:600;min-height:44px;padding:0.6rem;text-decoration:underline;cursor:pointer}.btn-ghost:hover{color:var(--teal)}.btn-ghost.danger{color:var(--red)}.hero{background:linear-gradient(160deg,var(--teal-dark) 0%,var(--teal) 60%,var(--teal-light) 100%);margin:-1rem -1rem 1rem;padding:2.25rem 1.25rem 2rem;text-align:center;position:relative;overflow:hidden}.hero::before{content:'';position:absolute;top:-40px;right:-40px;width:200px;height:200px;border-radius:50%;background:rgba(255,255,255,0.05)}.hero h1{font-family:'Playfair Display',serif;font-size:1.85rem;font-weight:700;color:#fff;line-height:1.25;margin-bottom:0.75rem;position:relative}.hero h1 em{font-style:italic;color:var(--amber-light)}.hero-sub{font-size:0.95rem;color:rgba(255,255,255,0.8);line-height:1.6;max-width:320px;margin:0 auto;position:relative}.check-card{background:var(--card);border:2px solid var(--amber);border-radius:var(--radius);box-shadow:var(--shadow);padding:1.25rem 1.1rem;margin-bottom:1rem}.check-head{display:flex;align-items:center;justify-content:space-between;gap:0.75rem;margin-bottom:0.9rem}.check-kicker{font-size:0.68rem;font-weight:800;letter-spacing:0.1em;text-transform:uppercase;color:var(--amber)}.check-pips{display:flex;gap:0.3rem}.check-pip{width:7px;height:7px;border-radius:50%;background:var(--border)}.check-pip.on{background:var(--amber)}.check-q{font-family:'Lora',serif;font-size:1.1rem;font-weight:600;line-height:1.45;color:var(--teal-dark);margin-bottom:1rem}.check-options{display:flex;flex-direction:column;gap:0.5rem}.check-option{background:var(--bg);border:2px solid var(--border);border-radius:10px;min-height:50px;padding:0.75rem 1rem;font-family:'DM Sans',sans-serif;font-size:0.95rem;font-weight:500;color:var(--text);text-align:left;cursor:pointer;transition:border-color 0.15s,background 0.15s}.check-option:hover{border-color:var(--teal-light);background:#eaf4f7}.check-result{text-align:center}.check-verdict{font-family:'Playfair Display',serif;font-size:1.5rem;color:var(--teal-dark);margin:0.4rem 0 0.6rem}.check-line{font-size:0.95rem;line-height:1.6;margin-bottom:0.75rem}.check-gain{font-size:0.9rem;line-height:1.6;color:var(--muted);background:var(--bg);border-radius:10px;padding:0.75rem;margin-bottom:1.1rem}.check-small{font-size:0.75rem;color:var(--muted);margin-top:0.6rem}.cta-block{background:var(--card);border:2px solid var(--amber-light);border-radius:var(--radius);padding:1.4rem 1.1rem;text-align:center;margin-bottom:1rem}.cta-block h3{font-family:'Playfair Display',serif;color:var(--teal-dark);font-size:1.15rem;margin-bottom:0.5rem}.cta-block p{font-size:0.88rem;color:var(--muted);line-height:1.55;margin-bottom:1.1rem}.cta-small{font-size:0.8rem;color:var(--muted);margin-top:0.75rem;margin-bottom:0 !important}.cta-small a{color:var(--teal);font-weight:700}.dash-greet{padding:0.25rem 0 1rem}.dash-hi{font-family:'Playfair Display',serif;font-size:1.4rem;color:var(--teal-dark)}.dash-sub{font-size:0.9rem;color:var(--muted);line-height:1.55;margin-top:0.25rem}.dash-card{display:block;width:100%;text-align:left;background:linear-gradient(160deg,var(--teal-dark),var(--teal));border:none;border-radius:var(--radius);padding:1.25rem 1.1rem;margin-bottom:0.75rem;color:#fff;cursor:pointer;font-family:'DM Sans',sans-serif}.dash-card-top{display:flex;align-items:center;justify-content:space-between;gap:0.75rem}.dash-card-title{font-size:1.05rem;font-weight:700}.dash-card-go{font-size:1.2rem;color:var(--amber-light)}.dash-ring{height:8px;border-radius:4px;background:rgba(255,255,255,0.2);margin:0.9rem 0 0.5rem;overflow:hidden}.dash-ring-fill{height:100%;width:100%;border-radius:4px;background:var(--amber);transform-origin:left;transition:transform 0.4s ease}.dash-card-note{font-size:0.8rem;color:rgba(255,255,255,0.75)}.dash-row{display:grid;grid-template-columns:1fr 1fr;gap:0.6rem;margin-bottom:0.75rem}.dash-tile{background:var(--card);border:1.5px solid var(--border);border-radius:var(--radius);min-height:84px;padding:0.9rem 0.75rem;font-family:'DM Sans',sans-serif;font-size:0.85rem;font-weight:700;color:var(--text);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:0.35rem;cursor:pointer}.dash-tile:hover{border-color:var(--teal-light)}.dash-tile-icon{font-size:1.4rem}.dash-skip{display:block;width:100%;background:none;border:none;color:var(--teal);font-family:'DM Sans',sans-serif;font-size:0.85rem;font-weight:700;min-height:44px;cursor:pointer;margin-bottom:0.5rem}.empty-state{text-align:center;padding:1rem 0.5rem 0.5rem}.empty-state p{font-size:0.92rem;color:var(--muted);line-height:1.6;margin-bottom:1.1rem}.empty-state .btn-primary{max-width:280px;margin:0 auto}.nudge{display:flex;align-items:center;gap:0.6rem;background:#fef9ee;border-left:4px solid var(--amber);border-radius:10px;padding:0.75rem 0.85rem;margin-bottom:0.85rem}.nudge-icon{font-size:1.15rem}.nudge-text{flex:1;font-size:0.83rem;line-height:1.5;color:#4a3010}.nudge-btn{background:var(--amber);color:#fff;border:none;border-radius:20px;font-family:'DM Sans',sans-serif;font-size:0.78rem;font-weight:700;min-height:36px;padding:0.4rem 0.9rem;cursor:pointer;flex-shrink:0}.plan-action{margin-bottom:0.85rem}